Blog
Discover our latest articles and blogs
Non Occupant Co Borrower: Keep FHA's 3.5% Down, Shop Overlays (U.S.)
U.S.-focused guide to non occupant co borrowers: FHA, Fannie, VA, and USDA rules, risks, required documents, and how to shop lenders' overlays before you...
65 Month Breakeven: Refinance or Second Mortgage for U.S. Homeowners
Compare refinancing and second mortgages with a U.S. checklist, a 65 month breakeven example, and how broker matching surfaces competing quotes before you...
Close Faster With Broker Match: U.S. DSCR Loan Requirements
U.S. investors: learn DSCR calculation with a 1.22 example, 20–25% down expectations, an LLC checklist, and how broker matching speeds 2026 approvals.
Avoid Jumbo Surprises: 2026 Conforming Limits for U.S. Buyers, $832,750
Official 2026 FHFA/HUD limits — baseline $832,750 and high-cost ceiling $1,249,125. How U.S. buyers check county limits, avoid jumbo pricing, and when to...
Mortgage Broker vs Lender: Buyer's Checklist and Broker Match Safeguards
Practical rules to choose a mortgage broker or direct lender. A buyer's checklist by profile, plus how to verify broker-match protections before you commit.
10–20% Down for Builds: U.S. Modular Home Mortgage Rules & Broker Match
2026 U.S. modular home mortgage checklist: apply Fannie Mae, FHA, VA, and USDA rules, budget costs, and get a broker match to avoid chattel loans.
U.S. Buyers and Sellers: Protect VA Entitlement When Assuming a VA Loan
Practical U.S. guide to assuming a VA loan: who qualifies, costs and timing, how to avoid trapped entitlement, secure a release of liability, and a checklist.
U.S. Break Even in 59 Months: How Lender Credits Cut Closing Costs
Find lender credits on your Loan Estimate and Closing Disclosure, run a 59 month break even example, and compare broker quotes with LoFiRate.
U.S. Buyers: 3 Manufactured Home Loan Paths and When to Use a Broker
Learn the three loan paths for U.S. manufactured home buyers, how real property titling affects rates and closing timelines, and when to use a wholesale...